Tax Return

It is a form that taxpayers have to fill for every financial year. This form contains all the information about an individual’s income from all sources. The form also contains other details that might be necessary to finish your tax filing procedure. In some cases, it may include your expenditures, exemptions, and so on. Taxpayers … Read more

Taxable Income

Taxable income refers to the amount on which the government calculates tax. This amount includes all income and excludes all deductions. For example, your income from your salary, your other income like interest, rental income, etc. are all added up. From that, subtract Rs 2.5 lakh – in India, the first Rs 2.5 lakh is … Read more

Debt funds

Debt funds are an investment vehicle that mainly invests in fixed income securities such as bonds, government securities, and other debt securities. The primary goal of debt funds is to provide regular income to the investors with low volatility. One of the main advantages of investing in debt funds is the relatively lower risk compared … Read more


Bonds are a type of fixed income investment that offer investors the opportunity to earn regular income in the form of interest payments. Bonds are essentially loans made by investors to a government or company. The issuer of the bond agrees to pay back the face value of the bond plus interest over a specified … Read more

Value Fund

Value Fund is a type of mutual fund that invests in stocks that are considered undervalued by the market. The objective of a value fund is to identify companies whose stocks are trading at a price below their intrinsic value, and then invest in those companies in the hopes that the market will eventually realize … Read more

Real Estate Investment Trust

A Real Estate Investment Trust (REIT) is a type of investment vehicle that invests in income-generating real estate properties. REITs are similar to mutual funds, but instead of investing in stocks and bonds, they invest in real estate properties such as commercial buildings, apartments, and shopping centers. REITs offer investors an opportunity to invest in … Read more

Scheme Information Document

A Scheme Information Document (SID) is a legal document that contains detailed information about a mutual fund scheme offered by a mutual fund house. The SID provides information on the investment objective, investment strategy, asset allocation, risk factors, and other essential details about the mutual fund scheme. The SID is prepared by the mutual fund … Read more


Securities refer to financial instruments that are traded in financial markets. Securities can be divided into two main categories: debt securities and equity securities. Debt securities are also known as fixed-income securities and include instruments such as bonds, debentures, and notes. Debt securities represent a loan made by the investor to the issuer and provide … Read more

Consolidated Account Statement

A Consolidated Account Statement (CAS) is a statement that provides a comprehensive view of an investor’s holdings across all mutual fund schemes and intermediaries. It is a statement that consolidates all the mutual fund transactions of an investor, including purchases, redemptions, and switches, across various mutual fund houses in a single document. CAS is issued … Read more

Systematic Investment Plan

Systematic Investment Plan (SIP) is a type of investment plan offered by mutual funds. It allows investors to invest a fixed amount of money regularly, usually monthly or quarterly, into a mutual fund scheme. SIP is a disciplined approach to investing, as it helps investors to invest regularly and avoid the temptation to time the … Read more